A free credit report is available under Federal law at: AnnualCreditReport.com.

Speaking the language of credit

A lot of jargon is tossed around by banks, credit card companies, financial advisors and debt collectors. When dealing with money issues, it’s good to be able to speak the language of professionals.



Here’s a condensed glossary to help you get a handle on some of the terminology you’re likely to encounter.


Common credit terms



Video: Changing Credit Card Terms


Debt terms



Video: Credit Card Basics


Debt management terms



credit terms


Bankruptcy terms


To request your free annual report under that law, you must go to : www.annualcreditreport.com